// by seankriegler.com

Inflation Calculator

See how inflation erodes purchasing power over time and what today's money will really be worth in the future

SA avg ~5-6%, US avg ~3%, Global ~3.5%
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Future Equivalent Cost
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Buying Power of Original
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Purchasing Power Lost
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Cumulative Inflation
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Halving Time
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Avg Lost Per Year

// What is Inflation?

Inflation is the rate at which prices rise over time. If inflation is 5%, something that costs R100 today will cost R105 next year. Your money doesn't shrink — it just buys less.

// The Rule of 72

Divide 72 by the inflation rate to estimate how many years it takes for prices to double. At 6% inflation, prices double in roughly 12 years.

// Beat Inflation

To preserve purchasing power, your investments must earn more than inflation. If inflation is 5%, you need at least 5% returns just to break even — anything above that is real growth.

// Salary vs Inflation

If your salary increases by less than inflation each year, you're effectively taking a pay cut. Negotiate raises that at least match inflation to maintain your standard of living.

// SA vs Global

South Africa's inflation has historically averaged 5-6% per year. Developed economies like the US and EU typically target 2-3%. Higher inflation means faster erosion of savings.

// Fixed Income Risk

Retirees on fixed pensions are most vulnerable to inflation. A pension of R20,000/mo today will feel like R12,000/mo in 10 years at 5% inflation. Plan for inflation-adjusted income.

// How to Use Online Inflation Calculator

  1. Enter or paste your source data into the tool input.
  2. Click the primary action button to run Online Inflation Calculator.
  3. Review the output, then copy or export your result.

// FAQ: What does Online Inflation Calculator do?

Online Inflation Calculator helps you see how inflation erodes purchasing power over time and what today's money will really be worth in the future in your browser with instant results.

// FAQ: How do I use Online Inflation Calculator?

Paste or type your input, choose the needed action, and copy the generated output when the result is ready.

// FAQ: Is my data safe when using Online Inflation Calculator?

Yes. Processing runs in your browser session for this page, so your content is not uploaded by this tool workflow.

// FAQ: Can I use Online Inflation Calculator on mobile devices?

Yes. Online Inflation Calculator works on modern mobile browsers, so you can run it from phones and tablets.