Land Transfer Tax Calculator

Calculate land transfer tax for Canadian provinces

Purchase Price

Province

First-Time Buyer

Provincial LTT

Municipal LTT

First-Time Rebate

Total LTT

// Ontario LTT

Ontario uses progressive rates: 0.5% on first $55k, 1% on $55k-$250k, 1.5% on $250k-$400k, 2% on $400k-$2M, 2.5% above $2M. Toronto adds a municipal LTT on top.

// First-Time Buyer

Ontario first-time buyers get a rebate of up to $4,000 on provincial LTT. Toronto first-time buyers get up to $4,475 on the municipal portion.

// Alberta Advantage

Alberta has no land transfer tax — only a small registration fee. This makes it one of the cheapest provinces for property purchases.

// Budget for Closing

LTT is due on closing day. Budget for it alongside legal fees, title insurance, and home inspection costs. It's often the largest closing cost.